Employer’s liability insurance protects your business when an employee sues over a work injury or illness. This type of liability insurance can be packaged with workers compensation to further protect companies against the costs associated with workplace injuries, illnesses, and deaths.
Employer’s liability insurance can help bridge the gap between what workers comp insurance covers and what your business might be liable for in a lawsuit. Some of these include:
To learn more about what is covered under an employer’s liability insurance policy, contact us today to speak with an insurance representative.
Any business with employees should consider having employer’s liability insurance because although workers comp covers the direct costs of employee illnesses and injuries, it does not cover legal fees and other expenses that come up when an employee sues your business.