Affordable, flexible 401(k)
401(K) | SIMPLE IRA
Easy Designs to Choose From
Our plans come with the highest level of support, liability, and integration service in the industry!
3(16) Administrative Fiduciary
A 3(16) administrative fiduciary takes care of providing all the required notices and disclosures to your employees. They will also file your 5500 on your behalf, keeping your plan in compliance and on time.
3(38) Investment Fiduciary
A 3(38) administrative fiduciary handles the fund selection in the plan and shifts the liability off the plan sponsor’s shoulders.
360 Degree Payroll Integration
360 payroll integration ensures that contributions are sent to the 401(k) in a timely manner while also updating employee deductions automatically!
Different Design Options for Different Needs!
| Features | Workplace | Plus |
| 3(16) Administration | • | • |
| 3(38) Investment Management | • | • |
| 360 Payroll Integration | • | • |
| Investment Education | • | • |
| Maximum Deferrals (Over 50) | $20,500 ($26,000) | $20,500 ($26,000) |
| Roth Deferrals | • | • |
| Managed Account Offering | • | • |
| Loan Options | • | • |
| Eligibility Service | 1 or 3 Months | 1-12 Months |
| Safe Harbor Match | Optional | Optional |
| Automatic Enrollment | • | Optional |
| Employer Contribution Vesting | Optional | |
| Controlled Groups | • | |
| Advanced Design | • |
Workplace
Administrative Fee- Employee Fees:
- $6/month Recordkeeping Fee
- 1%/year Investment Fiduciary*
- *Reduces at $250,000 in total plan assets
- Employer Setup Fee: $500
Plus
Administrative Fee- Employee Fees:
- $8/month Recordkeeping Fee
- 1%/year Investment Fiduciary*
- *Reduces at $250,000 in total plan assets
- Employer Setup Fee: $500
Actify Investor Retirements, LLC dba CPSGo Retirement Services. Investment advisory services provided by Actify Investor Retirements, LLC. Actify Investor Retirements, LLC is a Registered Investment Advisor. Information presented is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial advisor and/or tax professional before implementing any strategy discussed herein.
Administrative and recordkeeping services are provided by independent third parties. CPSGo Retirement Services may receive financial benefit for referring clients to these parties. This financial benefit is included in the total costs quoted and charged to the client.
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